Effective Date: June 19, 2026
These Terms and Conditions (the “Terms”) govern your access to and use of the website located at https://www.hcpassociates.com and any related pages, content, features, forms, and services we make available through it (collectively, the “Site”). The Site is owned and operated by HCP Associates (“HCP Associates,” “we,” “us,” or “our”), a research, strategy, marketing, advisory, and public-affairs firm based in Tampa, Florida.
Please read these Terms carefully. They include important provisions that affect your legal rights, including a disclaimer of warranties, a limitation of our liability, an agreement to resolve most disputes through binding individual arbitration, and a waiver of class actions and jury trials (see the sections titled “Dispute Resolution; Binding Arbitration” and “Class Action and Jury Trial Waiver”).
1. Acceptance of These Terms
By accessing or using the Site, you agree to be bound by these Terms and by our Privacy Policy, which is incorporated here by reference. If you are using the Site on behalf of a company or other organization, you represent that you have the authority to bind that entity to these Terms, and “you” refers to both you individually and that entity.
If you do not agree with any part of these Terms, you should not access or use the Site.
2. Who May Use the Site
The Site is intended for businesses and for individuals who are at least 18 years of age. By using the Site, you represent and warrant that you are at least 18 years old and that your use of the Site complies with all applicable laws and regulations. The Site is operated from the United States and is directed to users located in the United States. We make no representation that the Site or its content is appropriate or available for use in other locations.
3. Informational Purpose Only; No Professional Advice or Client Relationship
HCP Associates provides research, strategy, marketing, advisory, and public-affairs services to its clients under separate written engagement agreements. The Site, however, is provided for general informational and marketing purposes only.
Content on the Site—including articles, blog and newsroom posts, case studies, whitepapers, insights, and other materials—does not constitute professional, business, marketing, public-affairs, legal, financial, or other advice, and should not be relied upon as a substitute for advice tailored to your specific circumstances by a qualified professional. Results described in any case study or example reflect the facts of a particular engagement and are not a promise, guarantee, or prediction of the results you may achieve.
Your use of the Site, your submission of an inquiry through our contact or newsletter forms, and any communication you send to us through the Site do not create a client, advisory, fiduciary, or other professional relationship between you and HCP Associates. A professional relationship with HCP Associates is formed only through a signed, written engagement agreement. Please do not send us confidential or sensitive information through the Site until such a relationship has been established in writing.
4. Intellectual Property Rights
The Site and all of its content—including text, graphics, logos, images, photographs, video, audio, data compilations, page layout, design, look and feel, and the selection and arrangement of all of the foregoing (collectively, the “Content”)—are owned by or licensed to HCP Associates and are protected by United States and international copyright, trademark, trade dress, and other intellectual property laws.
“HCP Associates,” the HCP Associates logo, and other names, marks, and slogans displayed on the Site are trademarks, service marks, or trade names of HCP Associates. You may not use any of these marks without our prior written permission. All other trademarks, product names, and company names or logos appearing on the Site are the property of their respective owners, and their appearance does not imply any affiliation with or endorsement by HCP Associates.
5. Limited License to Use the Site
Subject to your compliance with these Terms, HCP Associates grants you a limited, personal, non-exclusive, non-transferable, revocable license to access and view the Site and its Content for your own internal, informational, and non-commercial purposes. You may print or download individual pages for these purposes provided you do not remove any copyright or other proprietary notices.
This license does not include, and you may not, without our prior written consent: (a) reproduce, republish, distribute, display, sell, license, or otherwise exploit the Content for any commercial purpose; (b) modify or create derivative works from the Content; (c) frame, mirror, or scrape the Site; (d) use any data mining, robots, or similar data gathering or extraction tools; or (e) use the Content or any Site features to develop, train, or improve any machine-learning or artificial-intelligence model or dataset. All rights not expressly granted to you are reserved by HCP Associates.
6. Acceptable Use and Prohibited Conduct
You agree to use the Site only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use and enjoyment of the Site by, any third party. You agree that you will not:
- Violate any applicable federal, state, local, or international law or regulation;
- Access or attempt to access areas of the Site or our systems that you are not authorized to access, or breach or circumvent any security or authentication measures;
- Introduce any viruses, malware, or other malicious or technologically harmful code;
- Interfere with, disrupt, or place an unreasonable load on the Site, our servers, or networks, including through denial-of-service attacks;
- Use the Site to transmit unsolicited advertising or promotional material (“spam”) or to harvest email addresses or other contact information;
- Impersonate or attempt to impersonate HCP Associates, an HCP Associates employee, another user, or any other person or entity;
- Post or transmit any content that is unlawful, defamatory, harassing, abusive, fraudulent, obscene, infringing, or otherwise objectionable; or
- Use the Site in any way that could disable, overburden, damage, or impair the Site or interfere with any other party’s use of it.
7. User Submissions and Comments
The Site may allow you to submit information, comments, feedback, questions, or other materials—for example, through a contact form, a newsletter signup, a careers application, or a blog or newsroom comment (collectively, “User Submissions”). You are solely responsible for your User Submissions and for ensuring that you have all rights necessary to submit them.
You retain ownership of any intellectual property rights you hold in your User Submissions. However, by providing a User Submission, you grant HCP Associates a worldwide, non-exclusive, royalty-free, perpetual, irrevocable, and sublicensable license to use, reproduce, modify, adapt, publish, and display that User Submission in connection with operating, providing, and promoting the Site and our services, subject to our Privacy Policy. Suggestions, ideas, or feedback you submit about the Site or our services are non-confidential, and we may use them for any purpose without obligation or compensation to you.
You represent and warrant that your User Submissions do not violate these Terms, infringe any third party’s rights, or violate any law. We do not control, endorse, or assume responsibility for any User Submission, and we may, but are not obligated to, monitor, edit, remove, or refuse to post any User Submission at our sole discretion.
8. Third-Party Links and Content
The Site may contain links to third-party websites, services, or resources, and may display content provided by third parties. These links and content are provided for your convenience only. HCP Associates does not control and is not responsible for third-party websites, services, or content, and the inclusion of any link does not imply our endorsement. Your access to and use of any third-party website or service is at your own risk and subject to that third party’s own terms and policies.
9. Disclaimer of Warranties
THE SITE AND ALL CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE. TO THE FULLEST EXTENT PERMITTED BY LAW, HCP ASSOCIATES DISCLAIMS ALL WARRANTIES, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.
HCP ASSOCIATES DOES NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE; THAT DEFECTS WILL BE CORRECTED; THAT THE SITE OR THE SERVERS THAT MAKE IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR THAT THE CONTENT IS ACCURATE, COMPLETE, RELIABLE, CURRENT, OR ERROR-FREE. ANY RELIANCE ON THE CONTENT IS AT YOUR OWN RISK. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SO SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.
10. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT WILL HCP ASSOCIATES OR ITS OWNERS, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR BUSINESS OPPORTUNITIES, ARISING OUT OF OR RELATING TO YOUR ACCESS TO OR USE OF, OR INABILITY TO ACCESS OR USE, THE SITE OR ANY CONTENT, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STATUTE, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT HCP ASSOCIATES HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
TO THE FULLEST EXTENT PERMITTED BY LAW, THE TOTAL AGGREGATE LIABILITY OF HCP ASSOCIATES ARISING OUT OF OR RELATING TO THESE TERMS OR THE SITE WILL NOT EXCEED ONE HUNDRED U.S. DOLLARS (US $100.00). THESE LIMITATIONS APPLY EVEN IF A REMEDY FAILS OF ITS ESSENTIAL PURPOSE. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES, SO SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.
11. Indemnification
You agree to defend, indemnify, and hold harmless HCP Associates and its owners, officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, judgments, awards, losses, costs, and expenses (including reasonable attorneys’ fees) arising out of or relating to: (a) your use of the Site; (b) your User Submissions; (c) your violation of these Terms; or (d) your violation of any law or the rights of any third party. We reserve the right to assume the exclusive defense and control of any matter subject to indemnification by you, and you agree to cooperate with our defense of such claims.
12. Privacy
Your use of the Site is also governed by our Privacy Policy, which describes how we collect, use, and safeguard information about you. By using the Site, you consent to the data practices described in the Privacy Policy.
13. Copyright Complaints (DMCA Notice and Takedown)
HCP Associates respects the intellectual property rights of others and expects users of the Site to do the same. In accordance with the Digital Millennium Copyright Act (the “DMCA”), 17 U.S.C. § 512, we will respond to properly submitted notices of alleged copyright infringement relating to material on the Site.
If you believe that content on the Site infringes a copyright you own or control, please send a written notice to our designated agent that includes substantially the following:
- A physical or electronic signature of a person authorized to act on behalf of the owner of the exclusive right that is allegedly infringed;
- Identification of the copyrighted work claimed to have been infringed, or a representative list if multiple works are covered by a single notice;
- Identification of the material that is claimed to be infringing, with enough detail (such as a URL) to allow us to locate it;
- Your name, mailing address, telephone number, and email address;
- A statement that you have a good-faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; and
- A statement, made under penalty of perjury, that the information in your notice is accurate and that you are the copyright owner or are authorized to act on the owner’s behalf.
Please send DMCA notices to our designated agent at HCP Associates, Attn: DMCA Agent, via our contact page. Please be aware that under 17 U.S.C. § 512(f), you may be liable for damages, including costs and attorneys’ fees, if you knowingly materially misrepresent that material is infringing. We may, in appropriate circumstances and at our discretion, remove or disable access to allegedly infringing material and terminate the access of users who are repeat infringers.
14. Changes to the Site and to These Terms
We may modify, suspend, or discontinue the Site or any part of it at any time, with or without notice, and we are not liable to you or any third party for doing so. We may also revise these Terms from time to time. When we do, we will update the “Effective Date” above, and the revised Terms will become effective when posted. Your continued use of the Site after revised Terms are posted constitutes your acceptance of the changes. We encourage you to review these Terms periodically.
15. Termination
We may, at our sole discretion and without notice, suspend or terminate your access to all or part of the Site for any reason, including any violation of these Terms. Upon termination, the licenses granted to you under these Terms will immediately cease. The provisions of these Terms that by their nature should survive termination—including the sections on intellectual property, user submissions, disclaimers, limitation of liability, indemnification, dispute resolution, and governing law—will survive.
16. Governing Law and Jurisdiction
These Terms and any dispute arising out of or relating to them or the Site are governed by the laws of the State of Florida, without regard to its conflict-of-laws principles. Subject to the “Dispute Resolution; Binding Arbitration” section below, you agree that any claim or dispute that is not subject to arbitration will be brought exclusively in the state or federal courts located in Hillsborough County, Florida, and you consent to the personal jurisdiction of, and venue in, those courts.
17. Dispute Resolution; Binding Arbitration
PLEASE READ THIS SECTION CAREFULLY, AS IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT.
Informal Resolution. Before initiating any formal proceeding, you agree to first contact us through our contact page and to attempt in good faith to resolve the dispute informally for at least sixty (60) days after notice.
Binding Arbitration. If we are unable to resolve a dispute informally, any dispute, claim, or controversy arising out of or relating to these Terms or the Site that cannot be resolved informally will be resolved by binding individual arbitration administered by the American Arbitration Association (the “AAA”) under its Consumer Arbitration Rules (for individuals) or its Commercial Arbitration Rules (for businesses), as applicable. The arbitration will take place in Hillsborough County, Florida, or, where permitted, by videoconference or on a documents-only basis. The Federal Arbitration Act governs the interpretation and enforcement of this section.
We have chosen arbitration because it is generally a faster, less formal, and less expensive way to resolve disputes than court litigation. You should understand, however, that arbitration also means giving up the right to a trial by jury, the right to participate in a class action, and that the ability to appeal an arbitrator’s decision is limited.
Exceptions. Notwithstanding the foregoing, either party may (a) bring an individual claim in a small-claims court of competent jurisdiction, and (b) seek injunctive or other equitable relief in the state or federal courts located in Hillsborough County, Florida, to protect its intellectual property or confidential information.
Opt-Out. You may opt out of this arbitration agreement by sending written notice of your decision to opt out through our contact page within thirty (30) days after you first accept these Terms. If you opt out, the “Governing Law and Jurisdiction” section will govern any dispute.
18. Class Action and Jury Trial Waiver
TO THE FULLEST EXTENT PERMITTED BY LAW, YOU AND HCP ASSOCIATES AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING. THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSON’S CLAIMS OR PRESIDE OVER ANY FORM OF A REPRESENTATIVE OR CLASS PROCEEDING. TO THE EXTENT ANY CLAIM PROCEEDS IN COURT RATHER THAN ARBITRATION, YOU AND HCP ASSOCIATES EACH WAIVE ANY RIGHT TO A JURY TRIAL. If this class-action waiver is found to be unenforceable as to a particular claim, then that claim (and only that claim) will be severed and may proceed in court.
19. Severability
If any provision of these Terms is held to be invalid, illegal, or unenforceable, that provision will be modified to the minimum extent necessary to make it enforceable, or, if it cannot be modified, severed from these Terms, and the remaining provisions will continue in full force and effect.
20. Entire Agreement; No Waiver; Assignment
These Terms, together with our Privacy Policy and any other legal notices we publish on the Site, constitute the entire agreement between you and HCP Associates regarding your use of the Site and supersede all prior or contemporaneous understandings on that subject. Our failure to enforce any provision of these Terms is not a waiver of that provision. You may not assign or transfer these Terms without our prior written consent, and any attempt to do so is void; we may assign these Terms freely. There are no third-party beneficiaries to these Terms.
21. Contact Us
If you have any questions about these Terms, please contact us:
HCP Associates
Tampa, Florida
Website: https://www.hcpassociates.com
Contact form: https://www.hcpassociates.com/contact/